Cyber liability insurance is essential for any business that handles data or sensitive information, and today more than ever these types of businesses are commonplace.
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One of the most common issues we see with compliance is related to the “failure to maintain” exclusion in these policies.
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After law school and over the years, I have had a number of friends that decided to start their own practices or branch off on their own. Since, I’ve been in the IT industry for 25+ years they come to me for advice on how to get started with IT security and the right infrastructure.
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Cyber liability insurance is hopefully not your first line of defense against cyberattacks but may be your last. The hidden problem is that most cyber liability insurance policies have exclusions that may result in your claim being denied. You are not alone if you find that you are not prepared or are unaware of these policy exclusions. Given the inevitability that every company will experience a breach, a hijacking, or an exposure, those that consider themselves covered may experience an awful truth at the worst possible time.
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For most IT companies, computers offer little to no profit, and it does not make sense to spend hours customizing quotes if it means continuing to lose money. That’s why we’re creating this guide so that if you do choose to buy a computer from a competitor, you can at least make sure that you are not making it more difficult for yourself over the life of the new computer.
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We had previously written about minimizing risk when it comes to IT security and your business. That’s the first step to truly securing your organization. The next step is actually protecting those assets you have identified as a part of your risk mitigation strategy.
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Most people are aware of terms like phishing and malware, but you may not know that these are a part of a larger scheme called social engineering. This is not a new kind of fraud; in fact, it’s been used for many years to manipulate people.
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You may be thinking, “Great… just one more thing to add to my already full plate!” or “I’m a small company. Does this really apply to me?” We assure you it does apply to you; but, more importantly, you are absolutely not alone.
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If you service European customers, have European visitors to your website, or interact with any company in Europe, at all, you must be GDPR compliant. Skipping out on these requirements leaves you open for hefty fines.
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